Update: Added location-specific risk adjustments
Up until now, risk scores were based on state-level averages - so every address in Florida got the same flood score. Not really useful.
I just deployed a big update that pulls in 6 location-specific factors to adjust those scores in real time:
- Elevation via USGS - living 10ft above sea level vs 500ft makes a huge difference for flood risk
- Coast distance - calculated from nearest coastline, affects hurricane & flood scores
- Population density from the Census Bureau - denser areas = harder evacuations
- Building age from Census ACS data - older buildings are more vulnerable to earthquakes & hurricanes
- Wildfire vegetation from USFS - areas with dense vegetation get higher wildfire scores
- Soil type + liquefaction risk from USDA NRCS - sandy, poorly-drained soil is bad news for earthquakes
All of these queries run in parallel on the backend so it doesn't actually slow things down. The Gemini powered AI report also factors all of this into its recommendations now.
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