Trigger
Yomio started with a simple, uncomfortable realization:
I genuinely did not understand where my money was going.
Not rent. Not subscriptions.
Supermarkets.
Every month I would look at my bank statement and see large grocery transactions. €80. €120. €150. And I had no clear memory of what I actually bought. Food? Household supplies? Random impulse items?
It wasn’t irresponsibility.
It was lack of visibility.
That bothered me more than the spending itself.
The Core Problem
Bank apps show transactions.
They don’t show behavior.
A single supermarket charge hides:
- Food vs household items
- Planned purchases vs impulse buys
- Weekly patterns
- Category breakdown
Without item-level clarity, you’re guessing.
I was tired of guessing.
Why I Built It
I didn’t want:
- Manual expense input
- Spreadsheet-style budgeting
- A guilt-driven finance app
I wanted:
- Scan → understand
- Automatic categorization
- Clear monthly patterns
- One place for the whole family
So I built an AI-driven receipt intelligence system instead of a traditional expense tracker.
Yomio tracks what you buy, not just where you spend.
