Worthivo: Empowering Households Against Inflation

The Problem

Managing a household budget under persistent inflation is difficult. Most finance apps only track spending after the fact, when the money is already gone. Families need help making better decisions before they spend, whether that means choosing between products on a shelf, deciding what to cook with what's already in the kitchen, or planning a renovation within a fixed budget.

The Solution

Worthivo turns everyday inputs, grocery shelves, receipts, and pantry items, into structured, actionable information that helps users save money in the moment a decision is being made.

Smart Shelf Scanner uses AI vision to identify a scanned product and evaluate its price against its nutritional value, giving an immediate recommendation instead of requiring manual comparison.

Smart Kitchen generates recipes from ingredients the user already has, calculating an estimated cost per serving so users can see, in concrete terms, how much cheaper cooking at home is compared to ordering food.

Financial Tools let users scan receipts to automatically track spending, run simple savings and investment simulations, and analyze renovation plans against a defined budget.

Monetization is handled through RevenueCat, which manages the subscription logic for monthly and annual plans that unlock expanded AI usage, keeping the purchase flow simple for the user.

Impact

By moving financial decision-making to the point of purchase rather than after the fact, Worthivo helps households reduce food waste, avoid unnecessary spending, and build consistent saving habits over time. The goal is to make everyday financial discipline less reliant on willpower and more supported by accessible, real-time information.

Tech Stack

Flutter, Google Gemini 2.0 Flash, RevenueCat

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