Vectoria

Financial judgment, taught and run by AI, built for Latin America.

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Vectoria — financial judgment, taught and run by AI, built for Latin America.

Financial judgment shouldn't be a privilege. In Latin America it is: the best tools are in English, priced for Wall Street, and built for U.S. markets — not for someone in Colombia who needs to value a company, choose a pension, or read a fund in their own currency, rules, and language. Vectoria closes that gap.

A business created during this hackathon. Vectoria Finance S.A.S. was legally incorporated on June 6, 2026 — inside the hackathon window — and the entire project was built in that period (Colombian tax registry / RUT attached as evidence, NIT 902074031-8).

What we built. FinanceLab is an AI valuation engine and tutor: it runs real methods (discounted cash flow, comparables, cost of capital in pesos, a step-by-step WACC) and then JuliaProfe — our AI faculty — explains every number, grounded in curated finance material with checkable citations to prevent hallucination. Brújula FIC and Brújula Pensional bring the same rigor to Colombian funds and pensions: they teach users to decide inside their real regulation — education, not personalized advice.

AI-Native Operations (our core). Vectoria is not a company that uses AI; it is a company operated by AI. A fleet of agents runs in continuous, scheduled loops in production: they ingest public data, run valuations, monitor service health, reconcile and rescue payments, produce the CFO brief, audit security, and draft marketing — deciding and acting, not just suggesting. This is live today, with agent logs as evidence.

Built with Google. The deployed app calls the Gemini API for generation (gemini-2.5-flash — JuliaProfe's answers, the thesis critic, the support agent) and uses gemini-embedding-001 for retrieval. It runs on Google Cloud Run.

Traction & users. Universidad Externado de Colombia (arms-length) is running a pilot with six faculty members; Universidad Piloto (existing teaching relationship) is reported separately. Between May and August 2026, 11 arms-length customers paid to use the product.

Category impact — Education & Human Potential. We make rigorous financial reasoning learnable for people historically priced out of it, in their own language and regulatory reality, at a fraction of traditional advisory cost.

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