UniteUS

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Inspiration

22% report them having their identity stolen. We found that banking lacks a universal and secure solution to verify clients and prevent identity theft. Either they have to enforce a strict verification process which hurts customer satisfaction and user experience, or they will risk having fraud happen. We wanted to enable users to only do one thorough verification, and then use this instance across all financial institutions, leading to ease of us for the user, less risk for the institutions, and less fraud for society!!

What it does

It uses Auth0 and bearer tokens to ensure that the person is who they claim to be. To be used in safety-critical situations, such as: Applying for credit card, insurance, banking account, and so on..

How we built it

We built it through rapid prototyping using latest in GenAI, as well as some manual coding whenever needed.

Challenges we ran into

We slept through our alarm after a long night hacking yesterday...

Accomplishments that we're proud of

We are proud of the seamless integration of the bearer token solution. As well as how the demo shows the value of our solution, not only preventing fraud, but also allowing for a easier and faster application process for the end users.

What we learned

We have had a great weekend and learnt a lot about how fraud affects society and ways to prevent it. We understood that there is a tradeoff between the experience for the user and preventing fraud. Hence we found our solution to be quite clever since it would mean users only need to do the thorough process once (supplying documentation, proofs and such), and then leveraging this whenever needed, and ensuring their account is safe thanks to Auth0 comprehensive security measures, such as anomaly detection and MFA.