Inspiration
We wanted to make loan estimates more accessible and easy in an effort to increase financial literacy.
What it does
Time Value Vault provides loan payment estimates based on user input of interest, years, payments per year, and initial loan value. It returns the dollar amount of how much you'll be paying for each payment and how much total interest you'll pay to the bank over the life of the loan and it will send all the results to your email address. It also includes a finance chat where the user can input a finance question and Gemini AI provides an answer.
How we built it
Using VsCode and GitHub, we used Javascript, Python, HTML, and the React library. We also used Gemini and API.
Challenges we ran into
Had to learn javascript, react, and HTML from scratch. It was also our entire group's first-ever hackathon so it was difficult getting started and finding direction. Connecting all of our code was another challenge for us.
Accomplishments that we're proud of
Our site is running and functional. We were also able to research financial materials and use them in our program. Another thing we are proud of is our use of an API
What we learned
We learned about making web applications and the overall details of how a hackathon works.
What's next for Time Value Vault
We would like to add financial APIs, we didn't have the time or experience to call many APIs but would like to in the future. This would add a lot more financial functionality to the website. We would also like it to integrate with an iOS application. we would like more features as well such as transaction tracking, stock market info, and budgeting.
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