Inspiration

People juggle a maze of cards, accounts, and memberships, leaving perks scattered across apps and portals. We are building a digital wallet that consolidates these services, reveals the benefits you already have, and helps you manage your finances with clarity and control.

What it does

The key features are designed as below:

  1. Smart Cash Flow Forecast 30-day balance projection identifying risks before they happen. Alerts when approaching cash floor with one-tap payment adjustments.
  2. Automated Subscription Control Detects recurring charges, flags unused services, and provides one-tap cancellation.
  3. Rewards & Benefits Hub Never miss a card perk or cashback opportunity. Auto-matches purchases to optimal rewards.
  4. Intelligent Bill Management Tracks all recurring expenses with predicted amounts and due dates. Optimizes payment timing to avoid fees.
  5. Hyper-Personalized Action Cards AI-powered recommendations tailored to spending patterns, profile type, and life events. Right action at the right moment.

How we built it

Smarter is an iOS app that centralizes your money life: bank accounts, credit cards, subscriptions, and bills into a single intelligent hub. It predicts cash flow, automates repayments, surfaces instant rewards, and eliminates wasteful subscriptions with one tap.

Accomplishments that we're proud of

Finished the framework and data model of this project.

What's next for Smarter

Build the prototype as an ios app.

Built With

  • figma
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