SmartCash

The best economic, credit, and budgeting tool for everyone!

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Inspiration

The inspiration to make SmartCash was to help people economically since we saw that our families and friends had problems managing their money. Many people don’t know how to use their money in a proper way. The purpose of our app is to provide them with resources that will be useful in guiding them when making financial decisions. Not knowing how to work with money can lead to negative consequences and that’s what we’re trying to avoid with our app. People will have the opportunity to improve their credit, calculate their income, and also their tax. They will be able to know many tips to improve their credit. With our app, now everyone is going to feel more comfortable and secure when working with money!

What it does

This is a very interesting question. When we were in the process of creating this app, the only thing that we always thought about, was creating the best app that could give people the best help and service at no cost. We understand that people have a lot of economic issues in today’s world, and this is why we bought this app. What SmartCash does is educate you about budgeting, credit, credit recovering, and also improving your already earned credit. In addition, we offer you the benefit of direct and specific budgeting advices to your specific budgeting situation, by providing you with an specific form to fill out, that will produce specific results for you as an outcome. This app will also bring you for assistance by providing you an income-to-debt tool, that will calculate your percentage of income against debt, providing you with the information necessary for a budgeting and economic change.

How we built it

In the creation of this app we were trying to do something really functional, but as simples as possible. We were trying to do something that can really help persons not only in the Unite State. Smart Cash is an app that starts as a credit score calculator but we notice that it already exist. After a lot of thinking we come up with the idea of making a budget app. To get and advice or an analyze of your budget you need to see a professional what can cost you some money. Therefore we add to Smart Cash a budget calculator, advice on how to improve it, and other thing to have a better control over maintenance of money. We also add to the app a simple and understandable many, this way is easier to calculate your budget in the less time possible.

Challenges we ran into

In the process of making the app we ran into many challenges. These challenges delay the progress of the app and put us in really difficult circumstances. The first challenge we had was the team up, every member of our team had a different schedule and things to do. Making us to discuss many ideas and thing about the app by phone. The second bigger challenged we had was school, we were working in the app, but at the same time we had to get ready for quizzes, tests, do our homework and project taking out all of our time. In addition to that the problems with the app functioning. But, at the end we were able to finish the app as well as possible.

Accomplishments that we're proud of

Whenever we are doing something that we think it is our right to do, we always have something to gain from this process. In the development of SmartCash, we were able to learn and get accomplishments not only on the team level, but also at a personal level. We believe that in this coding process, we were able to accomplish the ability of making decisions and research between all of our group members, because we needed to make sure to use the right research process, and the right determination in order to determine what was best for SmartCash. Without any of this accomplishments, the idea of SmartCash and the way that it was built, would have never been put in practice. In addition to that, we are proud that we were capable of learning how MIT App Inventor worked, and actually the way that we dominated and used all of this platform’s resources to make SmartCash the best and again the best for people who needs it.

What we learned

In the process of making this application we have learned a few important abilities. Being one of the most important, team work. We had to come up with ideas and better ways to improve the app. The process of coding gave us a new knowledge in the computing field, by this we mean that we were able to introduce ourselves better in the app making world. In addition to these factors, we also learned how to overcome conflicts not just as a person, but also a a team.

What's next for SmartCash

For every program, software, application, there is always another step and another level for it. For the future but not so long from now, we would love to make SmartCash greater and better for the people who needs to use it. We would be happy to add more features into our app, and to make sure that it covers everybody’s situation, and economic system. For this, we’ll most likely offer first the security feature, making the user’s information more secure, and making sure that their privacy is our first priority. Secondly, we’ll like to offer a better and more integrated budgeting tool, as well as more counseling on credit, debt, and income sources. Lastly but not endly, we would also integrate a tool to calculate expenses for all debts directly from their banks, as well as making connections between SmartCash estimates and the bank advisors, providing people the ability to consult their real situation with a more experienced person in the field. Even though we do not have this features right now, we can ensure our current and future users one thing, you can always count on us!

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