SmartBump

[Type of the project] Windows Universal App

[MVP]

• Send money from one of your configured bank accounts to another bank account.
• Receive money on one of your bank accounts.
• Bank transfer information (between sender and receiver) is transferred using NFC (Near Field Communication).

[Target Group] Everyone who uses online banking and user's which are in possession of a NFC enabled device.

[Use Case] Problem: I'm in debt to a friend and want to transfer money without forgetting it and getting it done quickly. Solution: Use SmartBump to exchange bank account information and get the transfer done with save and quick.

Assume this situation: You don't like carrying hard cash in your wallet. You like handling all your money transfers via bank transfers. And you tend to easily forget to pay your debts. You are going out for lunch with your friends or colleagues. In Germany it is uncommon to pay via bank card in a restaurant. So you would have to either borrow money from your friends/colleagues or go to an ATM. In our case we want to avoid using hard cash or visit an ATM, so we ask for some friend/colleague to lend it to us. Smart Bump would now allow us to repay the debt by just typing in the amount of money we were lent and chose a suitable bank account we want to transfer the money from. Then you just hold your NFC phones against each other and the account data is being transfered. Now the process for the Receiver of the money is already completed, since he already transfered his bank account data. The sender on the other hand has now only to complete the tan verification (i.e. enter tan from mobile tan) and then you're also done.

[Challenge & solutions] In order to use the figo .net sdk we had to fix some minor bugs in the sdk (code provided). Due to some problems with the pre-release of windows mobile 10 we had to reset and reinstall our windows mobile devices.

[Scalability]

• extend userbase (make this app available for ios and other platforms)
• improve security (i.e. authenticate user via fingerprint or others)
• add functionality enable user to do common bank transfers (maybe without using nfc) => all in one app

Built With

• .net
• c#
• figo
• mvvm
• windows-universal-app