SeasonWise

SeasonWise is a seasonal cash-flow simulator for Indonesian smallholder farmers and their assistants (cooperative staff, financial companions). Users build a plan across three steps: farm and household details, financing structure, and results. The engine then produces a deterministic monthly cash-flow ledger and flags whether production needs, household minimums, and loan repayments can still be met, even under a delayed harvest, reduced income, or increased input costs. It compares two financing structures side-by-side and lets users discuss results with a scoped AI assistant. It is strictly a discussion and simulation tool — not a lender, not a credit scorer, and not financial advice.