SahayaChain

This project builds a peer-to-peer emergency loan platform for people in rural or low-income communities who don’t have access to formal banks or credit cards.

Here’s what it does:

1. Allows People to Request Loans via SMS or WhatsApp: Users without smartphones or internet access can request small emergency loans using just SMS or WhatsApp.

2. Connects Lenders and Borrowers: Trusted community members can lend small amounts (microloans) to those in need.

3. Uses Social Trust Instead of Credit Scores: Instead of a traditional credit score, the platform gives users a trust score based on referrals, payment history, or mobile activity.

4. Keeps Records Securely Like a Blockchain: Loan transactions are saved in a secure, tamper-proof way by simulating a blockchain-like ledger (even without real blockchain tech).

5. Provides Incentives to Lenders: Lenders earn small interest and can earn badges/rewards for helping the community (like “Top Supporter”).

6. Supports Multiple Languages: The system can work in local Indian languages like Hindi, Tamil, or Marathi to ensure everyone can use it easily.

Built With

• blockchain
• code
• css3
• deepseek
• django
• flask
• html5
• javascript
• jupyter
• notebook
• python
• vs