PlanWise

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  PlanWise

Inspiration

In many African communities, people work hard but struggle to manage their finances effectively. Most rely on memory or informal savings groups, leading to poor budgeting, overspending, and lack of long-term financial growth. We were inspired by this everyday challenge and wanted to create a simple, AI-driven platform that helps people plan, save, and make smarter financial decisions — all from their phones.

What it does

PlanWise is an AI-powered financial planning and advisory platform that combines a smart wallet with a personal finance chatbot. It helps users: Track income and expenses automatically Generate personalized budgets Get AI-powered financial advice Receive reminders for saving and bill payments Access simple analytics to visualize their financial health Learn financial literacy through chatbot conversations PlanWise empowers users to build financial discipline and achieve stability, even without formal banking knowledge.

How we built it

Frontend: React.js for an interactive, responsive interface Backend: Django (Python) for data processing and API management Database: PostgreSQL for secure financial data storage AI: Gemini Authentication: Firebase for secure user login and data sync Payments Integration: Under Development (Web2), Etherium(Web3)

Challenges we ran into

Integrating the AI chatbot with real-time user financial data Ensuring data privacy and security for sensitive financial records Designing a user-friendly dashboard for non-technical users Balancing financial literacy education with automation and simplicity

Accomplishments that we're proud of

uccessfully developed a working prototype that connects finance tracking with an AI chatbot Created an intuitive user interface that simplifies budgeting for everyone Built a system that supports both personal and small-group savings goals Aligned the project with 3 UN SDGs: SDG 1: No Poverty SDG 8: Decent Work & Economic Growth SDG 10: Reduced Inequalities

What we learned

The importance of user experience in encouraging saving habits Techniques for integrating secure payment and advisory systems That innovation doesn’t always mean complexity — sometimes it’s about making solutions accessibl

What's next for PlanWise

Launching PlanWise Mobile App for Android and iOS Partnering with local SACCOs and fintechs to onboard real users Introducing AI-powered investment suggestions Adding vernacular language support for inclusivity Scaling across East Africa to empower millions with smart financial planning

Built With

• basekit
• ethers
• react
• render
• supabase