Inspiration
We noticed how many people miss out on rewards and savings simply because managing multiple cards and perks is confusing (in fact, almost a third of people who make below 50,000$ a year don't claim their rewards). We wanted to create a tool that makes smart financial decisions automatically and helps users save without extra effort.
What it does
PLƱTUS is an AI-powered financial wellness assistant that connects across web and mobile. It links all your accounts, identifies rewards and savings opportunities, organizes payments into a smart calendar, and applies deals automatically. It also tracks subscriptions, savings, and investments while rewarding users for building better habits.
How we built it
We designed PLƱTUS as a cloud-based system on Azure with an AI engine that connects to banking and rewards APIs through secure OAuth2. The backend analyzes transactions, goals, and perks, then generates a financial plan and savings suggestions based on the user's goals. The frontend presents a simple suggestion on which cards to use, as well as shows progress.
Challenges we ran into
Integrating different financial APIs is difficult and requires careful management.
What's next
So far we've built the web extension, which is a big step forward, but it is not enough. In the future, we will make the app that automatically pays for you.
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