Payowners

Inspiration

Our inspiration for developing the app is to build a system that every Nigerian users can use. And to ease off stress on the path of the users with security at the forefront.

What it does

The app has the following features.

Users can withdraw and make transfers
Users can recharge and pay bills using the Africa's Talking API
Users can be verified with their BVN and fingerPrint using NIBSS API
Users can save, invest and get loan using the app
User can scan purchased item with the app and pay
For more stringent security reasons the app will be using a unique identifier algorigthm for the login and eye authentication system
Users can can open account with any bank from the app thereby reducing the stress of going to the bank and filling forms and also reducing the number of different banking apps the user have to install
Single sign on features to reducing repetitive or different login pins for different banking or fintech apps

Though most of the features are yet to be implemented because of time but the above mentioned features can be found in our mockup and development will continue

How I built it

The app has both web and a mobile design. The web and the mobile implementation are still in progress

Challenges I ran into

We had issues understanding and testing the BVN API on the FSI sandbox and the transfer API on the sandbox

Accomplishments that I'm proud of

We successfully tested the Messaging API and it worked fine on postman still working on the implementation We designed some of the screens from the mockup on both the web and mobile app