Being for a volunteer for an NGO that rehabilitates houses for poor people, I'm aware of what means to not be able to go back to your house at the end of a workday. That factor combined with a background in collecting the house loan's department for one of the big banks in Portugal really gave me a perception of how complicate it is once the bank take over someone's property to then sell it and then pay off the debt. The main purpose of this proposal is to guarantee that the house owners, affected by the covid pandemic, keep a roof above their heads and are able to stay in their houses. By transferring the loan to new debtors, it will allow the previous to stay in the house with a reduced new rent.

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