Panda Harvest

Inspiration

Youths are spending more but saving less, resulting in a build up of credit card debt. We hope to incentivise clients to set aside funds to achieve a savings goal, such as by automatically crediting earned interest into the wallet.

Additionally, the crowdfunding scene has been on a decline possibly due to the lack of transparency. We aim to build a product that regains public trust by ensuring funds are accounted for and do not fall into the hands of malicious actors.

What it does

Panda Harvest is a digital wallet service to which earnings from interest can be credited. The client can specify a goal and purpose for the wallet, such as to accumulate savings for a gaming console, or to donate to charity. Clients may also grant access to selected individuals or the public who can contribute to the pool as well.