The idea for PalmPay was born out of a simple question: What if you could make payments without carrying cash, cards, or even a phone? We noticed that even though UPI and digital wallets are common, they still depend on smartphones, internet availability, or remembering passwords/PINs. For tourists, the challenge is even greater—they may not have local wallets, SIM cards, or banking apps. This inspired us to create a solution where your identity itself becomes your wallet—secure, contactless, and always with you.
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