Nexora Treasury

Creating a real-time payroll stream where funds flow per second to a worker directly from the employer’s wallet.
Worker dashboard showing live payment streams and instantly withdrawable earnings from active payroll flows.
Nexora Treasury dashboard displaying real-time balances, active streams, AI treasury insights, and protocol statistics.
AI-powered treasury analytics forecasting cashflow and visualizing payroll distribution across stream types.
AI-driven risk monitoring system analyzing payroll streams and flagging potential anomalies before transactions execute.

Nexora transforms delayed payroll into real-time income streaming, enabling remote workers-especially women in global digital teams—to see their earnings grow per second and withdraw them instantly on-chain.

Inspiration

The global digital workforce is growing rapidly, and many women and marginalized workers participate in remote freelance, gaming, and Web3 contributor roles. However, payment systems have not evolved alongside this shift. Most payroll infrastructure remains batch-based, delayed, and opaque, often requiring workers to wait days or weeks to receive earnings. For contributors working across borders, this creates financial uncertainty and limited transparency into when and how they will be paid. Decentralized teams promise openness and autonomy, yet their payment infrastructure still relies on traditional processes.

Nexora was inspired by a simple idea: What if income could flow continuously instead of arriving late? By leveraging blockchain infrastructure, payroll can become programmable, transparent, and real-time, allowing workers to see their earnings accumulate per second and access them instantly without intermediaries. Our goal is to explore how on-chain financial infrastructure can empower distributed workers with greater transparency, autonomy, and financial control.

What it does

Nexora Treasury is a real-time programmable payroll system built on Somnia Testnet that enables continuous on-chain payments to individuals or teams. Instead of waiting for traditional payroll cycles, funds stream per second directly on-chain, allowing workers to track earnings in real time and withdraw them whenever they choose.

Key capabilities include:

Continuous per-second payroll streaming
Single-worker and multi-recipient team payments
Automatic equal distribution across team members
Live treasury dashboard with real-time balance updates
AI-powered cashflow forecasting and treasury insights
Fraud risk analysis based on wallet behavior and transaction patterns
Autonomous keeper system that maintains protocol operations
Reusable payroll templates derived from previous on-chain activity All payments execute fully on-chain, ensuring transparency, verifiability, and trustless distribution. With a single transaction confirmation, funds begin flowing continuously to one or multiple recipients.

How we built it

Nexora is structured across three integrated layers. Smart Contract Layer (Solidity + Hardhat) Smart contracts deployed on Somnia Testnet manage the full payroll lifecycle. The Core Payroll Engine handles fund custody, stream creation, withdrawals, and batch updates. The Template Engine enables reusable payroll configurations for recurring payments. The Keeper Engine maintains protocol liveness by executing optimized batch updates. Streaming balances are calculated dynamically based on flow rate and elapsed time, enabling real-time accrual.

Frontend Layer (Next.js + Wagmi + Viem) The web interface allows users to create and manage payroll streams through a real-time dashboard. Key features include:

Wallet connection via RainbowKit etc..
Live synchronization with on-chain state
Dashboards for incoming and outgoing payment streams
Real-time visualization of payment flows
Analytics dashboards for treasury monitoring
Risk analysis dashboards for payment security The interface reacts directly to blockchain state, ensuring the UI always reflects live protocol activity.

Intelligence Layer (Gemini AI + Custom Heuristics) To support treasury management and risk awareness, Nexora integrates several AI-assisted modules:

NLP Stream Parser — converts natural language descriptions into structured payroll parameters
Fraud Risk Analyzer — evaluates wallet age, behavioral patterns, and volume anomalies
Treasury Optimization Agent — generates operational recommendations
Cashflow Predictor — produces 30-day treasury balance projections
Autonomous Keeper — monitors active streams and executes batch updates when economically viable Together these modules transform Nexora from a simple payment tool into a programmable treasury intelligence system.

Challenges we ran into

Building real-time financial primitives introduced several technical challenges. One challenge was designing a streaming mechanism that remains gas-efficient while supporting multiple simultaneous recipients. Another challenge involved synchronizing continuously changing on-chain state with frontend UI updates, ensuring that dashboards accurately reflect live accrual. We also needed to carefully combine deterministic risk heuristics with AI-based analysis, ensuring explainable results rather than opaque decisions. Finally, the keeper system had to run independently from the frontend while maintaining reliable protocol operation.

Accomplishments that we're proud of

We successfully built a fully working prototype demonstrating:

Real-time per-second payroll streaming
Atomic multi-recipient team payments in a single transaction
A live dashboard reflecting real blockchain activity
AI-assisted treasury forecasting and risk scoring
An autonomous keeper system for protocol maintenance
A modular architecture separating smart contracts, UI, and intelligence layers Most importantly, the demo runs fully on-chain — this is not a simulated payment system.

What we learned

This project highlighted how blockchain can support continuous financial systems instead of discrete transactions. We learned that real-time payment infrastructure requires careful coordination between smart contract design, UI reactivity, and gas-efficient state updates. We also observed that AI is most effective when combined with deterministic logic, providing insight and explanation rather than replacing decision-making. Finally, designing systems for distributed workers requires prioritizing transparency, predictability, and financial accessibility.

What's next for Nexora Treasury

Future work will focus on expanding Nexora into a full treasury infrastructure platform.

Planned improvements include:

Variable-rate and milestone-based payment streams
DAO governance integration for payroll approvals
Cross-chain treasury support
Advanced anomaly detection using historical behavioral clustering
Production-grade keeper infrastructure
Stablecoin-based payroll for predictable income streams Our long-term vision is for Nexora to become a programmable financial backbone for distributed teams and digital workers worldwide.

Decision Log

Decision 1 — Real-time streaming vs periodic payments We chose per-second streaming instead of scheduled transfers because it provides continuous transparency and allows workers to see earnings accumulate in real time. Decision 2 — Equal group distribution model Group streams automatically split the total amount evenly across recipients. This simplifies payroll configuration and ensures fairness across contributors. Decision 3 — Hybrid AI + deterministic risk scoring Instead of relying only on AI, Nexora combines deterministic heuristics (wallet age, pattern matching, volume anomalies) with Gemini analysis to produce explainable risk scores. Decision 4 — Autonomous keeper architecture Protocol maintenance tasks are handled by a keeper service that executes batch updates only when economically viable, ensuring the system remains efficient and scalable.

Risk Log

Risk 1 — Smart contract misuse Users could create streams that drain funds unintentionally. To mitigate this, Nexora requires explicit transaction confirmation and provides UI warnings for large transfers. Risk 2 — Fraudulent recipient wallets Malicious wallets could exploit payroll systems. Nexora mitigates this with multi-factor fraud scoring based on wallet age, behavioral patterns, and transaction anomalies. Risk 3 — Gas cost volatility Real-time financial primitives may become expensive if poorly designed. Nexora uses batch updates and keeper optimization to maintain cost efficiency. Risk 4 — UI desynchronization from blockchain state Streaming balances change continuously. The frontend reacts directly to blockchain state to ensure real-time accuracy.

Evidence Log

Blockchain Network Somnia Testnet documentation and explorer used for smart contract deployment and verification. Streaming Payment Research Inspired by continuous payment models used in decentralized finance protocols. AI Integration Google Gemini API used for contextual analysis and treasury insights.

SDG Alignment

Nexora contributes to the following UN Sustainable Development Goals: SDG 5 — Gender Equality Improving financial transparency for women freelancers. SDG 8 — Decent Work & Economic Growth Fair payment infrastructure for global digital workers. SDG 9 — Industry, Innovation & Infrastructure Decentralized financial systems for global collaboration.