MyMoneyAppUp Challenge Submission

About 4 in 5 Americans currently use some form of a Smart Phone; mobile hubs capable of many different interactions with an array of services to request and display information about thousands of different things on the go. My idea of a financial application for the mobile community is to not only find information, but to plan ahead, find personalized and local results to specific criteria created in order to assist the financial evolution of a teenager up to an adult which includes three very important elements that differ from stand-alone applications created by banks and various other users.