Inspiration

We wanted to solve the fear and friction in community lending by bringing trust, verification, and AI-backed fairness to every local exchange.

What it does

LendTrust connects borrowers and lenders with a secure hyperlocal marketplace, AI condition scanning, digital agreements, escrow deposits, and automatic dispute arbitration.

How we built it

We built a React + Vite frontend with Leaflet maps, a Node/Express backend, and integrated Google Gemini for condition inspection, pricing advice, and dispute resolution.

Challenges we ran into

Balancing realistic AI condition reports with a demo-friendly local fallback, designing trust scoring, and wiring escrow-backed workflows across frontend and backend were the biggest hurdles.

Accomplishments that we’re proud of

We created a full end-to-end P2P lending flow with identity verification, AI-powered item inspection, automatic dispute arbitration, and a polished interactive UI.

What we learned

We learned how to combine AI with real-world marketplace trust mechanics, and how to build a feature-rich demo that still works without external AI credentials.

What’s next for LendTrust

Next, we want to add real database persistence, live user messaging, mobile-friendly onboarding, and deeper Gemini-powered damage detection for even safer lending.

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