Inspiration
My friends who don't know the first thing about managing their personal finances for the long term or the short term...
What it does
Educates about the impact of credit utilization on one's credit score and sends notifications when utilization gets too high.
Challenges we ran into
Only able to prototype because we can't actually communicate with credit card apps.
Accomplishments that we're proud of
Coding a real front-end application for the first time with minimal education.
What we learned
We learned how to use bootstrap and create a functional UI
What's next for Keep It Down: Helping Young Adults Manage Credit Utilization
Implement it as an extension of banking applications and constantly update the utilization ratio for the user. There would be live notifications as spending approaches certain utilization percentages.
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