Kashwe has created a community-based financial model that makes saving money easier and more effective. Individuals form groups to pool their capital through a set monthly contribution. The capital pool can then be designated as a credit pool (to lend the money out and accrue interest) or as a savings pool (where each contributor receives one lump per savings cycle). Our aim is to help people save money by helping them hold each other accountable in their monthly contributions and give them access to capital markets in order to help them tap into the benefits of compound interest.

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