Indeed, far too often, people with a permanent disability (physical, mental, age-related ...) are not only financially marginalized but are also considered easy targets for scams/fraud attempts. This makes them considered “risky clients” by the banks, which is why they are currently excluded from banking services or are provided with a service which does not suit their needs. Even though the development of online banking seems to be a good solution for customers with physical disabilities, the use of a website can remain a challenge for some. Some offers have started to appear in the UK, but the French banking system is still unable to provide offers suitable for an enormous part of the population
What it does
The banking service provided by HandPay will solve this problem by providing an app that will meet the specific requirements (both technical and financial) associated with a handicap. The app - with a double interface for the possible guardians to better manage the finances of their loved ones- will provide access to banking solutions through a system adapted to a type of disability (for example: an auditory environment -via OCR- for people with reduced vision). The app -through AI- will also provide a secure environment (in addition to the management of their guardians) to protect them from the risks of fraud and scams.
How I built it
Challenges I ran into
For now, we have to deal with two major issues. The first one, is about our tech skills. Indeed, the six of us came from a financial background, so we have few coding abilities and there are not sufficient to build the ambitious project that we have. In that case, we have to find people with such aptitudes, and thanks to our network, we easily met those guys and strated the IT process. The other one, is the fact that we can not see each anymore other because of the confinement due to the sanitary situation. It compels us to reorganize our ways of work. We had to adapt ourselves to the agenda of each of us , we had to communicate and work as a team with limited communication tools. However, as we are used to all these technologies, we were easily able to be agile, and we managed to work efficiently even with the distance.
Accomplishments that I'm proud of
As the project is a newborn and strated only from October, we have reahc only few milestones. But, we are proud of our project, among all the ideas we brought, it was the only one which was a big hit and everyone agreed about it. We trully believed that, we can bring an optimal solution for disabled people in a current context in which there is a lack of answer to their needs.
What I learned
We learned how to work as a team, that is to say how to delegate, to split the tasks. Also, we learned as to manage a team an incentive everyone to bring something new. And most of all, we learned how to think out of our academic vision. As we have to face a concrete issue without current solution, we had to think differently, and implement strategies far from the theoricals we learned.