Banknotes are becoming obsolete all over the world, it is prone to total loss, and converting between currencies isn't always an easy task for people.

What it does

To develop instant prepaid card issuing platform for pilgrims; where we can collect their cash currency offline in return of loaded card to use through ATMs, Merchants in KSA & Online worldwide. The platform modules cover the whole process with integration to local banks, money transfer companies, issuing spots network and service providers.

How we built it

We started off by narrowing the scope around 2 candidate fields, Finance & Volunteering, We found very good potential in both fields in terms of serving the pilgrims and helping them have a better experience.

After a few hours of asking questions and contacting everyone we know that may have a contributory opinion on how things might work. we arrived at a first draft solution for the problem at hand.

We build our solution using the following technologies: C# & ASP.NET MVC, JavaScript(Native & Angular), and Android (Java & Kotlin).

We approached analysis in an agile way, we built the data model as we got better insight into how we might approach solving the problem at hand.

Our solution has the following sections:

1-Branch Management Module (For tellers in Airports & other spots) Branch role is to manage all aspects of exchanging pilgrim's banknotes for our cards, activating them, and recharging it whenever requested.

2-Mobile Application (Analytics and Dashboard for users interested in tracking their spendings using our cards).

3-Money Transportation Management (Branches should issue a transportation order to transfer banknotes to the bank we're working with)

4-Local Bank Integration (We designed this system to integrate with a particular bank)

5-Analytics and Spending behavior

Challenges we ran into

  • It was not easy to know the exact numbers of pilgrims per arrival destination per day to be able to determine the capacity of our sports network.
  • We could not find exact numbers about the distribution of ATMs and POS network per city in KSA.
  • It is not very clear about the possibility of cooperation with the Saudi government to implement our systems.
  • We struggled to know accurately how the whole finance process is working and the relations between every financial institution including local banks, Mastercard/Visa, and service providers.
  • It took a lot of time and effort in visual works because we don't have a designer on our team.

Accomplishments that we're proud of

We started ideation on July, 31 in the opening cermony. we went from being lost in ideas to collecting data about specific ideas to having first draft systems analysis about a specific problem in a matter of 6 hours.

We also could manage to get the majority of our model done and our various parts of our modules to be functioning, our mobile application design to be ready in the first day of the hackathon.

What we learned

First of all, we learned to work in a team. We learned how fintech & financial institution process works. We knew more about pilgrims behavior and persona. We practiced the idea of lean & MVP methodologies through the hackathon because of the short time.

What's next for HajjWallet

Finding a bank that can take the responsibility of issuing over 2 million prepaid cards for the whole coming year of Umrah and Hajj. To cooperate & integrate with the concerned service providers. To complete the whole system including all modules based on KY

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