HackMTY_FALCONS

Main screen of our demo banking app
The Intelligent financial assistant (IFA)
Response from the IFA
Simple mode

Inspiration

We started thinking about how we learned to use the financial system and banking apps — mostly on the go. We didn’t have much choice but to keep up as the world moved forward. This experience also reflected in our families, who often struggle with these apps, finding them too complicated or intrusive for someone who just wants to make simple transactions. Even younger users sometimes find it challenging to get the hang of these tools when using them for the first time.

What it does

Our project consists of a solution to this problem that can be integrated into any banking app: an intelligent financial assistant built directly into the platform. This assistant understands your transactions, expenses, and account activity, allowing it to summarize spending, guide you through the app, and explain any aspect of your account in a simple, accessible way. The assistant supports voice interaction, offering even more accessibility to people with different needs.

To further improve usability, we designed a “Simple Mode” that transforms the app’s interface into a minimal layout with only three large, accessible options: Check Balance, Make a Transfer, and Withdraw.

How we built it

We used React Native with Expo to create a generic banking app to be used as a demonstration of the usage of the assistant and simple mode UI. We integrated claude-sonnet API as our demo model with a system prompt. Finally, we used nessieisreal to simulate transactions inside the app.

Challenges we ran into

At first, we did not knew how to integrate an AI model into an application, so we learned on the go an managed to make it possible. Oh, yeah, and we did not had any coffee the first night :(, but we managed to survive ;).

Accomplishments that we're proud of

We're proud to have a functional demo of our idea, since it's our first hackathon. Have a clear idea of what we were gonna solve since the start, and just evolve the idea around what CapitalOne was telling us.