SettleIQ

Inspiration

The Problem We Solve

Every year, millions of people want to move abroad permanently — for better careers, safety, or quality of life — but have no reliable way to research which country suits them best. Immigration consultants charge ₹50,000–₹2,00,000 for basic advice. Most people simply cannot afford expert guidance.

What is SettleIQ?

SettleIQ is an AI-powered global immigration advisor that gives anyone a personalized, data-rich settlement report in 30 seconds — for just ₹10.

Users enter their nationality, profession, age, budget, and preferences. Google Gemini AI then analyzes 24 factors across 50+ countries — including PR timelines, net salary, cost of living, GPI safety rankings, visa pathways, and citizenship routes — and returns a comprehensive, personalized report.

How AI Runs the Business

Google Gemini 3.5 Flash is the core engine. Every report is fully generated by AI with zero human intervention. The AI evaluates job market demand, calculates PPP-adjusted budget equivalents, names actual hiring companies, identifies visa pathways specific to the user's passport, and delivers an executive verdict — all autonomously.

Firebase handles authentication and stores user reports. Razorpay processes live payments. Render hosts the backend. The entire stack runs 24/7 without any human operator.

What We Built

195-country nationality selector
100+ language multi-select
AI report covering 24 immigration factors per country
Token-based monetization (₹10 for 3 reports)
PDF report download
My Reports history saved per user
Real-time payment verification via Razorpay webhooks
Specific country deep-dive analysis mode

Real Business Results

15+ registered users on Firebase
9 real paid transactions totaling ₹90 (~$1.07 USD)
4+ external paying customers (non-team members)
Live at: https://settleiq-newb.onrender.com

The Team

Built in 90 days by four second-year Information Technology students from Chennai Institute of Technology:

V. Santhosh — Lead Developer
Manikandarajan C — Co-developer
Prithika Shree M — Research & Testing
Lakshitha S — Research & Testing

Challenges We Faced

Integrating Razorpay live payments with signature verification
Managing Gemini API quota and JSON parsing from AI responses
Building a production-ready app as students with zero budget
Deploying on free tier infrastructure with zero downtime

What We Learned

AI can replace what used to require an entire immigration consulting firm. One Gemini API call delivers more structured, personalized data than most paid immigration consultants provide. We learned that building a real business with AI is about connecting the right tools — not writing everything from scratch.