Funq | Devpost

Inspiration

Managing personal finances is overwhelming for many - especially students, young professionals, and small business owners. Budgeting apps today mostly show raw numbers without offering real, contextual insight. We wanted to create a tool that doesn’t just track your spending, but helps you understand it. Our inspiration came from the idea of empowering people to make confident financial decisions with personalized AI support.

What it does

Funq is a smart financial assistant powered by Agentic AI. It helps users make informed decisions by:

Analyzing past spending habits
Forecasting the impact of future purchases
Comparing financial behavior to others in similar demographics
Answering general financial questions in a conversational format

How we built it

Funq is built on top of the bunq API, enabling access to users’ transaction history and balances. We implemented four cooperating AI agents:

Orchestrator: Determines which agents are needed and reformulates user prompts.
Future Financial Assistant: Evaluates future purchases using web search and user data.
Past Financial Advisor: Analyzes spending patterns and compares them to peers.
General Assistant: Handles all other user queries.

These agents collaborate to provide clear, actionable advice within a chat interface and a financial summary dashboard.

Challenges we ran into

Designing smooth coordination between multiple AI agents
Ensuring secure and accurate access to financial data
Creating meaningful demographic comparisons while respecting user privacy
Balancing detailed financial analysis with a friendly, intuitive user experience

Accomplishments that we're proud of

Successfully implemented multi-agent orchestration with real-time user interaction
Delivered meaningful, personalized financial insights—not just raw numbers
Created a clean, user-friendly chat and dashboard interface
Integrated external web data with internal transaction history for context-aware advice