FundFlow

Inspiration

We were planning to start a small business and found out that the procedure and the information on the available government financial aids are confusing and horrible. When we digged into deeper research, we found out that many small and micro-SMEs in Malaysia also often struggle to find government financial aid because information is fragmented across multiple platforms (e.g., MyAssist MSME, TEKUN, MARA, Agrobank, SJPP). This is because there is a lack guidance and proper documentation, which leads to missed opportunities.

This inspired us to create FundFlow, a mobile-first platform that centralizes financial aid information, provides AI-driven recommendations, and guides SMEs through the application process.

What it does

FundFlow is an AI-powered mobile platform that helps SMEs:

• Discover all government-funded financial aids in one place.
  
• Get personalized AI recommendations using a digital business credit profile.
  
• Follow step-by-step guidance for applications via an intelligent chatbot.
  
• Track application status in real-time on a unified dashboard.
  
• Automatically verify documents and generate dynamic checklists.
  
• Gain insights on funding impact and repayment planning.

With FundFlow, SMEs can quickly find relevant funding options and manage applications efficiently.

What we learned

• Centralizing fragmented information significantly reduces barriers for SMEs seeking funding.
  

What's next for FundFlow

• Expand the platform to include private grants and other funding programs.
  
• Continuously improve AI recommendations with updated financial and government program data.
  
• Conduct pilot testing nationwide and iterate based on SME feedback.
  
• Introduce advanced financial planning tools to help SMEs optimize fund usage.

Built With

• firebase
• gemini
• rag
• react
• react-native
• tailwind