Fintra

Inspiration

Opening an investment account can feel intimidating, especially for new investors who are unsure about financial jargon, compliance forms, or verification steps. Current platforms use long, form-based processes that create friction and drop-offs. We wanted to design a human-centered, AI-powered experience that transforms this into something fast, intuitive, and confidence-inspiring. With QuickVest AI, we reimagined what the first click into investing could look like.

What it does

QuickVest AI is an intelligent onboarding assistant that helps users open an investment account seamlessly through a conversational, guided interface. Instead of overwhelming users with long forms, QuickVest AI:

Scans and auto-fills personal information from uploaded IDs using simulated OCR
Guides users conversationally through each step, from identity verification to employment information, with contextual explanations
Verifies data and ensures compliance in a user-friendly way
Adapts to accessibility needs, supporting dark mode, large text, and voice input
Personalizes onboarding based on experience level, risk tolerance, and goals By combining UX simplicity with AI assistance, QuickVest AI makes opening an investment account as easy as chatting with a financial coach.

How we built it

Frontend: React and Tailwind CSS for a clean, responsive fintech-style UI
Design: Figma mockups and user flow diagrams modeled after Fidelity’s Plynk process
AI Simulation: Local logic mimicking LLM-style responses for personalized onboarding dialogue
OCR Mock: JavaScript-based ID upload component that simulates data extraction
Accessibility: ARIA roles, color contrast options, and a large text toggle for inclusivity

Challenges we ran into

Balancing regulatory complexity (KYC, AML, FINRA rules) with a simple user experience
Designing a chat-based onboarding flow that still collects structured data accurately
Implementing accessibility features like voice input and high contrast without bloating the UI
Ensuring that simulated AI responses feel natural yet predictable enough for a financial product

Accomplishments that we're proud of

Designed an end-to-end AI onboarding journey that mirrors Fidelity’s real account-opening steps but in a fraction of the time
Created a fully responsive conversational UI prototype from scratch
Integrated accessibility and compliance thinking into every design decision
Built a product that is not only technically impressive but genuinely user-first

What we learned

How to structure AI-driven user flows that remain compliant and transparent
The importance of microinteractions and emotional design in fintech UX
How accessibility is not an afterthought—it can be a differentiator
How to collaborate efficiently under time pressure to turn a concept into a functional demo

What's next for Untitled

Integrate real OCR and identity verification APIs (such as Onfido or Plaid Identity)
Add LLM-powered conversational intelligence using OpenAI or Anthropic APIs
Implement backend KYC/AML verification flows for real onboarding
Conduct user testing with first-time investors to refine tone and usability
Expand to a multi-language version to make investing truly open to everyone

https://www.loom.com/share/0a62bc5e3cf94b6a9fdff78769ec30d5?sid=a2cd6ad7-eb51-434e-a00e-e735b4adfe2a