FinoCurve
Inspiration
Managing personal wealth today is fragmented. Investments live in one app, crypto in another, real estate in spreadsheets, loans in banking portals, and cash scattered across accounts. Most tools focus on tracking transactions, not understanding total financial position.
FinoCurve was inspired by a simple question:
What if you could see the complete shape of your wealth in one place?
Not just balances, but risk, allocation, and long-term trajectory. We wanted to build a privacy-first platform that gives clarity, not clutter.
What it does
FinoCurve is a privacy-first portfolio intelligence dashboard.
It aggregates:
- Stocks and ETFs
- Crypto assets
- Real estate holdings
- Loans and liabilities
- Cash accounts
From this data, it generates:
- Real-time net worth tracking
- Portfolio allocation breakdowns
- Historical net worth trends
- Risk and volatility insights
- Market context and news
- Currency and forex tracking
Tracking is free. Understanding is premium.
Using RevenueCat, we implemented a freemium model where advanced risk analytics, deeper portfolio insights, and premium reporting tools are gated behind subscription tiers.
How we built it
FinoCurve is built as a cross-platform mobile application using:
- Flutter (Dart) for the frontend
- Modular state management for clean architecture
- Financial calculation engines written in Dart
- RevenueCat SDK for subscription management
- REST APIs for market data and pricing
- Local storage for privacy-focused data handling
We structured the application to separate:
- Data aggregation
- Financial modeling and analytics
- Visualization and UI rendering
This architecture allows the dashboard to remain fast and responsive even as portfolios grow in complexity.
Challenges we ran into
1. Normalizing asset classes
Stocks, crypto, real estate, and loans all behave differently. Creating a unified financial model that handles appreciation, depreciation, yield, and debt required careful abstraction.
2. Risk modeling in a mobile environment
Implementing volatility and exposure metrics efficiently without slowing down the UI required optimization and selective recalculation.
3. Designing a paywall that feels fair
We did not want to lock basic tracking. The challenge was deciding what creates true value. Advanced analytics and predictive insights became the premium layer, implemented cleanly using RevenueCat.
Accomplishments that we're proud of
- A clean and intuitive dashboard that gives immediate clarity
- A working freemium model powered by RevenueCat
- Real-time aggregation across multiple asset types
- Risk analysis integrated directly into a mobile experience
- A scalable architecture ready for expansion
Most importantly, FinoCurve transforms raw financial data into meaningful insight.
What we learned
- Financial insight is more valuable than raw tracking
- Simplicity in UI requires complexity behind the scenes
- Users care deeply about privacy when dealing with wealth
- A well-designed subscription model must feel earned
We also learned how critical monetization infrastructure like RevenueCat is for moving from prototype to sustainable product.
What's next for FinoCurve
Next steps include:
- Advanced portfolio risk scoring
- Predictive net worth projections
- Scenario modeling and stress testing
- Deeper real estate analytics
- AI-driven financial summaries
- Expanded premium tiers
Our goal is to make FinoCurve the clearest way to understand personal wealth without sacrificing privacy.
Built With
- dart
- flutter
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