Sometimes when you're confronted with items you don't really need, you are able to muster up the will-power to not spend on them. However, there's no good way to truly see all the money you saved.

What if your bank offers you a "Didn't Buy" account, where all the money you would have spent on expensive coffee, useless items, trinkets, and doohickeys is sent.

At the end of the month, you can clearly see the money you accucmulated, and feel more motivated to continue.

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