Inspiration

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\begin{document}

\begin{center} {\fontsize{28}{32}\selectfont\bfseries\color{dadgreen}dad\color{dadaccent}wallet}\[4pt] {\normalsize\color{dadmuted}\itshape Your money. Dad's unsolicited opinions.}\[2pt] {\small\color{dadmuted} Hackathon Submission --- Personal Finance / AI} \end{center}

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\section{The Problem}

Budgeting apps are boring, cold, and ignored. People open them once, feel guilty, and never return. The result? Impulsive spending, no monthly review, and zero accountability. What people actually respond to is personality --- someone who calls them out, makes them laugh, and still genuinely cares whether they are broke by the 20th.

\section{What is DadWallet?}

DadWallet is a monthly wallet tracker with a built-in Dad AI --- an unhinged, brutally honest financial advisor who sounds exactly like a dad who just found out you spent money on something completely unnecessary. You log your income and expenses, ask ``Dad'' before making any purchase, get your monthly report, and reset --- ready for the next month to disappoint him again.

\begin{mdframed}[backgroundcolor=dadbg, linecolor=dadaccent, linewidth=1pt, innerleftmargin=12pt, innerrightmargin=12pt, innertopmargin=10pt, innerbottommargin=10pt] \textbf{\color{dadgreen}Dad AI --- Example Interaction}\[6pt] \textbf{You:} Dad, should I buy a new mechanical keyboard for Rs.~12,000?''\\[4pt] \textbf{\color{dadaccent}Dad AI:}You already have a keyboard. It has letters on it. It works. I walked 4km to college with no keyboard and I turned out fine. Do NOT buy this.'' \end{mdframed}

\section{Core Features}

\begin{center} \begin{tabular}{p{3.2cm} p{10cm}} \toprule \textbf{\color{dadgreen}Feature} & \textbf{\color{dadgreen}Description} \ \midrule Wallet tracker & Log income and expenses monthly. See your balance and spending categories at a glance. \[4pt] Dad AI advisor & Ask ``Dad'' before any purchase. He checks your current balance and delivers a completely unhinged but surprisingly sound verdict. \[4pt] Monthly report & Download a full spending summary before resetting --- so your data is never lost. Includes balance history and a Dad AI verdict on how you did. \[4pt] Monthly reset & Clean slate every month. Keeps the app lightweight and mirrors how most people naturally think about budgeting. \ \bottomrule \end{tabular} \end{center}

\section{Why It Works}

Most finance tools treat users like spreadsheets. DadWallet treats users like a kid who needs to be reminded that money does not grow on trees. The humour lowers the emotional barrier to engaging with finances, while the underlying features --- real-time balance awareness, pre-purchase friction, and a structured monthly review --- create genuine financial habits.

The ``ask Dad before you buy'' feature alone solves one of the biggest personal finance problems: impulsive spending. By adding a moment of reflection (even a comedic one), it creates pause at exactly the right moment.

\section{How It Was Built}

DadWallet was built as a web application. The Dad AI persona is powered by a large language model, prompted to take on the voice of a financially-conscious but deeply dramatic dad --- aware of your current balance and spending history, and ready to pass judgment. The wallet handles transaction logging, balance calculations, and report generation. At the end of each month, a downloadable report captures the full picture before the user resets.

\section{What's Next}

\begin{itemize} \item Selectable dad archetypes --- strict, supportive, or dramatic \item Recurring expense tracking and savings goals \item Push notifications (because what is a dad if not someone who texts you about money at random hours) \item Dad AI monthly verdict delivered as an audio voice note \end{itemize}

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\begin{center} \itshape\color{dadmuted} ``Because your bank app doesn't care. But Dad always does --- whether you want him to or not.'' \end{center}

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What it does

How we built it

Challenges we ran into

Accomplishments that we're proud of

What we learned

What's next for DadWallet

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