Inspiration

There is an urgent need to start a blockchain-powered remittance service that could support the unbanked, small businesses, creators, freelancers, self-employed, professionals, underbanked, low and middle income earners, digital savvy millennials, as well as community-based financial institutions, Big Tech firms, and retailers seeking to offer digital banking services using the CBDCs. It is very important to bring the power of Central Bank Digital Currencies to everyone by driving adoption through the creation of an ecosystem of users across government, banks, enterprises, small businesses and members of the public.

What it does

A CBDC-based digital wallet solutions and web apps for people and businesses. It can also be used as a payment system by government agencies, banks, and enterprises. Supports bill payments, connection to thousands of businesses through apps and other forms of payments including solutions for the underbanked and unbanked.

How we built it

The XRP ledger is used as the underlying blockchain for sending payments back and forth using the XRP library in the Node JS backend middleware as well as the Vue JS frontend.

What's next for CrossNode SentaPay and Dcash

  • The use of a CBDC platform that leverages the XRPL CBDC and blockchain to record and validate transactions.
  • Porting the digital wallet apps from a progressive web apps to react native. and native apps.
  • Integration with NFC and bluetooth for more payment options.

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