Inspiration
Now a days most people wont have credit, so getting loan for them is difficult. To address that problem we created this creditme product
What it does
CREDITME is a financing Payment option which allows you to buy a product or avail a service without having to worry about paying for it immediately on basis of user’s bank statement and personal details. It’s simply a short-term loan product where the Platform pays the user at the point of checkout of goods according to their limits and allows you to repay the loan at a future date with little or no interest charges.
How we built it
Firstly, we collected bank transaction dataset for the model. Then we started the Machine Learning Model to predict the Risk assessment of a person. Once we are done with the model, we started making APIs and Frontend.
Challenges we ran into
Finding the dataset was very difficult for machine learning.
Accomplishments that we're proud of
We have integrated the BNPL model along with Account aggregator
What we learned
Things that we learn during this journey :
- Team work
- Machine learning
- FFDC APIs
What's next for CreditMe
Some more enhancement in ML model to increase the accuracy and also more datasets for training the model
Built With
- android-studio
- api
- cloud
- ffdc
- firebase
- machine-learning
- python
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