Credit Risk Evaluation AI ML Model
A single-file credit risk engine. An XGBoost + KNN ensemble scores default probability, SHAP explains every factor, and Gemini reviews independently — disagreements go to a human, not to chance.
A single-file credit risk engine. An XGBoost + KNN ensemble scores default probability, SHAP explains every factor, and Gemini reviews independently — disagreements go to a human, not to chance.
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