CollectIQ — Receivables Operations Copilot

Login Page
Customer Conversation Page
Invoice Importing Page
Payment Adding Page
Integration Management Page
Receivables Page
DashBoard
Audit Page

Inspiration

Managing receivables is more than tracking unpaid invoices. Businesses often struggle with payment verification, customer follow-ups, disputes, and scattered financial evidence. We wanted to simplify this process using AI while keeping important financial decisions under human control.

What it does

CollectIQ is an AI-powered Receivables Operations Copilot that helps businesses track outstanding invoices, review payment evidence, identify potential matches, understand customer replies, manage disputes, and prepare follow-up messages for approval.

How we built it

We built CollectIQ using React, TypeScript, Python, Django REST Framework, and PostgreSQL. We integrated an AI agent architecture for interpreting financial information and a PayPal Sandbox integration for payment evidence. The platform combines deterministic financial rules with AI-assisted insights.

Challenges we ran into

Maintaining financial accuracy, preventing duplicate payment records, ensuring secure multi-tenant data access, and distinguishing verified facts from AI interpretations were major challenges. We also had to ensure that AI never independently sends messages or confirms payments.

Accomplishments that we're proud of

We developed a complete receivables workflow with invoice management, payment reconciliation, dispute handling, audit trails, AI-assisted insights, and a redesigned interface. We also built extensive automated tests to improve reliability and security.

What we learned

We learned how to combine AI with deterministic business logic, design secure financial workflows, integrate payment providers, and build reliable full-stack applications. Most importantly, AI should support human decisions rather than replace accountability.

What's next for CollectIQ — Receivables Operations Copilot

Our next goal is to validate the PayPal Sandbox integration, expand payment and accounting integrations, improve AI capabilities, strengthen security, and conduct supervised pilot testing with real businesses.