climb helps families build their financial capability by learning which bills to prioritize when they don't have enough to pay them all. Users can take pictures of their bills, and climb will analyze them and tell them which bills are most important for them to pay first based on their interest rates, late fees, and real life consequences.

climb also helps people move from reactive to proactive. When users add their bank accounts, climb can analyze patterns in expenses and income to help make personalized recommendations (i.e. to change due dates, set up payment plans, etc.) and help them develop emergency savings and pay down debt.

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