ChudInvesting

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ChudInvesting

💸 Spend. Save. Invest. Automatically like a Chud.

ChudInvesting turns everyday spending into investing — without changing how you live.

Buy coffee? We skim a small percentage.
Pay for Netflix? We skim a little there too.
That money builds up in a savings pool… and then AI puts it to work.

No real money moves in our demo — but everything runs on live market prices so you can see exactly how it would perform.

Built for DeerHacks.

🚀 The Idea

Most students don’t invest because:

  • They think they need a lot of money
  • They don’t know what to buy
  • It feels complicated

We remove all three.

ChudInvesting automatically saves a small percentage from each transaction and uses AI to simulate smart investing based on your risk level.

You live your life. The app builds your portfolio.

🧠 What Makes It Different?

1️⃣ Smart Savings From Every Purchase

Each transaction gets categorized as essential or discretionary.
We save more from wants, less from needs.

2️⃣ AI-Powered Investing

Based on your risk profile:

  • 🟢 Chill
  • 🟡 Moderate
  • 🔴 Aggressive

AI suggests where to allocate your savings — stocks or crypto — using real market prices.

3️⃣ Real Prices. Safe Simulation.

We pull live prices for:

  • Stocks like the S&P 500 ETF
  • Crypto like Solana

But all trades are simulated — perfect for a hackathon demo.

4️⃣ Fully Interactive Portfolio

  • See your holdings
  • Track profit & loss
  • Manually invest more
  • Sell and move money back to savings

Everything updates live.

🎮 Demo Mode (Built for Judges)

No bank account needed.

You can:

  • Add preset transactions (Starbucks, Netflix, Costco, utilities, etc.)
  • Generate random purchases
  • Watch savings accumulate
  • See AI instantly invest the balance

It’s fast, visual, and easy to understand in under 2 minutes.

Optional: Plaid sandbox integration if you want to simulate real bank linking.

🛠 How We Built It

Frontend

  • Expo (React Native)
  • TypeScript

Backend

  • FastAPI (Python)

Database

  • Supabase (PostgreSQL)

AI

  • Google Gemini (transaction classification + investment suggestions)

Live Pricing

  • CoinGecko (crypto)
  • yfinance (stocks)

🎯 Demo Flow (How to Show It)

  1. Register an account
  2. Choose a risk level
  3. Add a demo transaction
  4. Savings pool updates
  5. AI auto-invest triggers
  6. Open Portfolio → see new holding with live price

Simple. Clear. Impressive.

🌎 Why This Matters

Most investing apps assume people already:

  • Have capital
  • Understand markets
  • Are motivated to invest manually

We assume the opposite.

ChudInvesting is built for students and first-time investors who want wealth-building to happen quietly in the background.

Spend normally.
Save automatically.
Invest intelligently.

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