Change

Inspiration

Inspired by the multiple challenges that encourage giving back to the community and our interest in finance, we designed a way for people to make a change with their spare change. It’s simple, effortless, and requires no knowledge of investments. The idea is that people can opt to round up every purchase they make in their everyday lives and that money will then be invested into stocks, giving it the opportunity to grow. At the end of each month, the money will go to the charity or charities of the user’s choice. Our application provides an easy interface for users to learn about different charities and choose their favorites. It tracks all the money the user has accumulated and utilizes Goldman Sachs’ API to determine the best stocks to invest the money into. It’s only a little bit of change, but over time and through investing, it can make a big difference.

What it does

Change rounds up your purchases to the nearest dollar, then invests it, similar to Acorns. Once you are satisfied with how much your change has grown, you can choose to donate the money you've grown to a charity of your choosing.