CendApp

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  workstation

Inspiration

CendApp was inspired by my experience as a Product Manager, Remittances in Ghana, where I witnessed firsthand how remittances transform lives. Ghanaian Immigrants and migrants often wanted more than just sending money home; they wanted a superior way to support their families back home, mostly through directly paying for services like utilities, school fees, and online shopping to ensure funds were used as intended. This idea was reinforced by my own experience as a migrant in Canada, seeing how migrants support their families.

What it does

CendApp is a cross-border payment platform built for migrants, immigrants, and their families. It enables users to send money and directly pay for essential services such as school fees, utilities, groceries, and online shopping in their home countries. Unlike traditional remittance platforms, CendApp empowers senders to ensure funds are used purposefully, transforming remittances into real-time, tangible impact. At the mature level, the product will allow users to shop in their local stores back home and have items delivered to their beneficiaries.

How we built it

CendApp was built 100% using Bolt, without writing a single line of code. The development process involved "Prompt Engineering" to describe and design the user experience and app logic. We started with no wireframe, just a mental concept of how the app should look and function. Major highlights

Leveraging Bolt’s engine to quickly assemble front-end features like: A tabbed interface for switching between "Send Money and "Pay Services". Smart geolocation to pre-select destination country and currency. A modular recipient management system for bank accounts and mobile wallets. Simulated API integrations for live exchange rates and payment gateways. Real-time preview and iteration to refine the UX without writing any code.

Challenges we ran into

Time constraints: Building and refining a full-feature app in a short hackathon window required prioritization and focus. We only got to know of the Hackathon within the last week.

Error handling in bolt: There were times Bolt was unable to execute certain prompts and and fix errors. As a non-technical founder, I sometimes had to copy the error code, paste it in ChatGPT, try to make sense of it, and then feed the recommended fix to the Bolt agent to implement. It worked most of the time.

Prompt complexity: Translating nuanced fintech logic (like currency flow, payment types, and user flows) into accurate prompts for Bolt required several iterations, resulting in me using 20 million tokens in a day. But it was fun building.

Geolocation simulation: Emulating country-based service options and exchange rates without live APIs was tricky and required creative workarounds.

Accomplishments that we're proud of

It is an awesome story. It was never possible until I started and, for the first time ever, successfully built a fully functional remittance app prototype using only prompts and no coding; Bolt handled everything. Delivered a seamless user experience where migrants can do more than send money; they can make a direct impact. At least, I have it in the form suitable for submission into the hackathon, a lot will be done afterwards.

What we learned

Firstly, this project has highlighted the importance of "prompting" or "prompt engineering". It is a key and a must-have skill to have in the AI world now.

Using Bolt has been an eye-opening experience. It allowed the team and especially me, as a non-technical founder, to transform an idea into a functional MVP without writing a single line of code. Instead of getting bogged down by technical complexities, I was able to focus on creativity and product vision while Bolt handled the execution

Thirdly, I discovered how effective prompt engineering can sometimes be a substitute for traditional UI development. When applied thoughtfully, it becomes a powerful tool for building intuitive user experiences

Finally, most of the time, sometimes we got better outcomes than we'd originally intended.

What's next for CendApp

Integration with global billers and aggregators such as Runa and Reloadly. Regulatory approval: Finalize our application to FINTRAC for Money Service Business in Canada. API Integrations: Connect to real-time exchange rate APIs and global bill aggregators Payment Integration: Enable users to link their bank accounts, credit, and debit cards for payment Pilot launch: Test with a small group of African immigrants in Canada to validate the concept. Mobile app deployment: Release on Android and iOS for wider access. Commercial launch:

Built With

• bolt
• superbase