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Landing Page
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PreVisit- Input insurance details and medical issue to get estimated total treatment cost/nearby hospital
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PreVisit- Calculate estimated total treatment and out-of-pocket cost with probability of CPT code denials for the insurer.
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PreVisit- Mitigation Action Plan/Steps to ensure coverage approval
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PreVisit- Suggest nearby Specialists
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PreVisit- Rough Treatment Roadmap
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PostVisit- Upload the explanation of benefits post provider visit
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PostVisit- Extract service line items, provider name
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PostVisit- Translate CPT codes and insurance jargon into plain English
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PostVisit- Denial Reason of the claim
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PostVisit- Appeal checklist and Suggested call script for insurance/billing office
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Community Page- Student Health Emergency Donations
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Community Page- Ongoing fundraisers
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Community Page- Donations using Solana via Phantom Wallet
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Phantom Wallet Confirmation for transaction
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Community Page- free nearby health campaigns
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Community Page- Upcoming free nearby health campaigns with filters
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Dashboard- Track estimated costs, deductible utilization
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Dashboard- Patient Journey Timeline, recent medical events, balance present in savings/checking accounts
Inspiration
Decisions made during a medical emergency are often driven by panic, not information. We recently saw this firsthand when a teammate fractured her leg—in the moment, the only thought was getting to the nearest door, not whether the hospital was in-network or affordable. We believe that healing should not be a financial gamble. We built CareLess to ensure that everyone has the right to accessible, transparent healthcare at minimal costs.
What it does
CareLess is an AI-powered patient advocate designed to remove the "fear of the bill" from healthcare:
- Pre-Visit Advocate: Searches for the best-fit hospital based on your specific insurance. It breaks down estimated costs and identifies specialists before you even walk through the door.
- Post-Visit Auditor: Translates cryptic EOB (Explanation of Benefits) statements into plain English. If a claim is denied, it generates a "ready-to-send" appeal template.
- Community Safety Net: A Solana-powered crowdfunding platform for students in medical need and a map of nearby free health campaigns.
- Transparency Engine: Analyzes claim data to provide a "denial risk percentage" and maintains a secure billing history with intelligent financial insights.
How we built it
We combined cutting-edge AI with decentralized finance to create a robust advocacy layer:
- Google Gemini 2.0 Flash: Our core engine for auditing medical claims and identifying billing errors.
- ElevenLabs: Provides accessible, voice-guided support for patients in high-stress emergency situations.
- Solana Blockchain: Enables instant, zero-fee medical donations for students through transparent crowdfunding.
- Capital One API: Integrated to provide data insights and smart financial recommendations for smarter spending.
- Vultr: Provides the scalable infrastructure used to deploy and host the CareLess platform.
Challenges we ran into
The biggest challenge was translating the "language of insurance"—medical codes, CPTs, and ICD-10 data—into something a regular person can understand. Additionally, building a system that can process highly sensitive financial data while maintaining a user experience that feels simple and human was a major technical hurdle.
Accomplishments that we're proud of
We successfully configured and deployed our entire stack on a scalable Vultr architecture where every component—AI, blockchain, and finance—is seamlessly connected. We are incredibly proud of delivering a platform that is not only robust and highly accessible but also captures the strong, ambitious architecture we planned within such a demanding timeframe. Seeing the "ease of use" in a system as complex as healthcare advocacy is our greatest achievement.
What we learned
Building a solution is never as linear as it seems on paper. We learned that while code can be written quickly, solving a systemic, real-world problem requires an immense depth of research and architecture. Navigating legal jargon, insurance complexity, and high-stakes financial technology taught us that true innovation lies in making the "interface of a crisis" feel calm, reliable, and effortless for the user.
What's next for CareLess
We plan to wrap CareLess into a browser plugin and offer it as a white-label solution for medical insurance portals. Our goal is to make CareLess a standard layer of protection for every patient, everywhere.
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