AutoVest

Inspiration

While using digital banking platforms such as Revolut Bank UK, we realized that banking alone does not solve people's financial challenges. Many users still struggle to balance spending, savings, and investments because financial tools are often fragmented, complex, and intimidating. We were inspired by a simple idea: what if someone could simply tell an AI, "I need to save for rent," and have a system automatically create a plan and help them achieve that goal?

What it does

AutoVest is an AI-powered financial companion that transforms financial goals into automated action. Through a natural conversational interface, users can set savings and investment goals, receive personalized financial guidance, automate contributions, and track progress toward objectives such as rent, education, business growth, emergency funds, or long-term wealth creation.

The platform combines intelligent budgeting, automated investing, money transfers, credit purchases, and AI-driven financial insights into a single experience that helps users make smarter financial decisions.

How we built it

We built AutoVest using conversational AI to provide personalized financial guidance and automate user interactions. The platform leverages Hedera's blockchain infrastructure for fast, secure, transparent, and low-cost transactions. By integrating AI, financial planning tools, and blockchain technology, we created a seamless ecosystem that enables users to save, invest, transfer funds, and manage their finances through simple conversations.

Challenges we ran into

One of our biggest challenges was simplifying financial concepts without oversimplifying important decisions. We also had to design an experience that feels natural and conversational while still delivering meaningful financial guidance and automation. Balancing usability, trust, and financial accuracy was a key part of the development process.

Accomplishments that we're proud of

We successfully transformed complex financial planning into a simple chat-based experience. Users can express financial goals in plain language and receive actionable recommendations without navigating complicated financial platforms. We also integrated automated financial workflows and blockchain-powered transactions into a single user-friendly solution.

What we learned

We learned that accessibility is one of the biggest barriers to saving and investing. Most people do not need more financial products they need simpler, more intuitive ways to understand, manage, and act on their financial goals. AI has the potential to bridge this gap by making financial guidance available to everyone.

What's next for AutoVest

Our next step is to expand automated investing capabilities, introduce additional financial products, and enhance our AI advisor with deeper personalization. We also plan to integrate global payment networks, advanced portfolio management tools, and intelligent wealth-building strategies to create a complete financial super app that helps users save, invest, spend, and grow their wealth from a single platform.