AI_Driven Financial Behaviour Modification

A functional AI-driven chatbot or app that delivers real-time nudges and personalized savings tips. A short user improvements in spending habits and savings behavior.

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The project aims to develop an AI-powered financial assistant to help young adults manage impulse spending and build savings discipline. It uses mock financial data to classify expenses into needs and wants, and delivers real-time nudges (like alerts and gamified savings suggestions) to modify behavior.

Privacy is ensured through basic encryption, and users can choose to opt out of tracking. The solution will be a WhatsApp-based chatbot or a lightweight web/app interface, powered by simple Python models or TensorFlow/PyTorch for expense classification.

Expected Deliverables:

A functional chatbot/web app giving personalized nudges and savings insights.

A short user testing report showing improvement in spending behavior.

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