WealthPilot

The Logo
Home / Statement Import
Where Your Money Went
AI Spending Total
Spending Breakdown Chart
AI Goal Proposal
Goal Not Added Until Approved
Goal Added After Approval
Goal Saved from AI Assistant
Financial News / Industry Pulse
News Detail
Settings / Privacy
WealthPilot Premium

Inspiration

Managing personal finances is often fragmented across bank statements, budgeting apps, news platforms, spreadsheets, and financial planning tools. We built WealthPilot to bring those experiences together into one AI-powered assistant that can help users understand their finances through natural conversation, voice commands, visual insights, and goal tracking.

Our goal was to make financial information easier to understand without requiring users to manually organize every transaction or navigate complicated dashboards.

What it does

WealthPilot is an AI-powered personal finance assistant that helps users:

Import PDF bank statements and automatically extract transactions
Detect duplicate and overlapping transactions during statement imports
Categorize spending and generate dynamic financial charts
Ask financial questions through a conversational AI assistant
Use voice commands and the “Hey Assistant” wake phrase
Receive spoken AI responses using text-to-speech
Create and update savings goals through the AI assistant with user approval
Track spending, savings, budgets, and financial goals
View financial and industry news with voice navigation
Secure user accounts and financial data using Supabase authentication and Row Level Security
Use a dark, mobile-first interface designed to reduce financial information overload

How we built it

WealthPilot was built as a Flutter mobile application with a Node.js/Express backend.

The mobile application communicates with our backend API for AI-powered financial analysis. OpenAI is used for conversational intelligence and financial reasoning, while custom backend logic handles financial tools, statement parsing, chart planning, goals, and news.

Supabase provides authentication, user profiles, transaction storage, statement import history, upcoming bills, financial goals, and Row Level Security so each user can only access their own data.

We also built custom logic for:

PDF transaction extraction
Duplicate transaction detection
AI-generated visualization planning
Goal proposal and approval flows
Voice command routing
Wake-phrase detection
Text-to-speech
Financial news aggregation

The backend is deployed publicly on Render, and the Android application is distributed as a signed APK through GitHub Releases.

Challenges we ran into

One of our biggest challenges was making multiple AI and voice systems work reliably together.

Voice recognition sometimes captured commands correctly but failed to submit them to the AI. The wake phrase also had to continue listening while users moved between different screens.

News narration introduced another challenge: after opening one story, the speech recognizer needed to restart so users could immediately say commands such as “open news 2.” We also had to ensure narration stopped when users navigated back.

Dynamic chart generation required careful coordination between AI responses and visualization planning so financial questions produced appropriate graphs instead of irrelevant visualizations.

Statement imports also required robust duplicate detection. We had to distinguish genuinely new transactions from overlapping transactions across multiple uploaded statements.

Goals introduced additional complexity because the AI should never silently modify financial goals. We designed an approval flow so the assistant proposes a change and the user explicitly confirms it.

Finally, moving from local development to a downloadable APK required configuring Supabase, production API environment variables, release signing, and deploying the backend to a public HTTPS endpoint.

Accomplishments that we're proud of

We are proud that WealthPilot became much more than a chatbot.

The final application combines conversational AI, voice interaction, financial charts, PDF statement processing, duplicate detection, goals, financial news, authentication, and persistent user data in one mobile experience.

Some accomplishments we are especially proud of include:

A working voice-enabled AI financial assistant
“Hey Assistant” wake-phrase support across the main application
Dynamic financial visualization generation
Reliable statement overlap and duplicate detection
AI-assisted goal creation and updates with human approval
Voice-controlled financial news navigation
Secure Supabase-backed user data
A signed Android APK that can be downloaded and installed directly

What we learned

We learned that building a useful AI product requires much more than connecting an application to a language model.

The most important work was designing reliable systems around the AI: structured financial tools, approval flows, persistent data, visualization planning, speech recognition, navigation state, and error handling.

We also learned how important human control is when AI can modify financial information. Instead of allowing automatic changes, we designed WealthPilot so important actions such as goal updates require explicit user approval.

On the engineering side, we gained experience with Flutter, Node.js, Supabase, OpenAI APIs, speech recognition, text-to-speech, PDF processing, authentication, Row Level Security, Android release signing, and cloud deployment.

What's next for WealthPilot

Next, we want to expand WealthPilot into a more complete personal financial intelligence platform.

Future improvements include:

Production subscription and premium-access support
Better automatic transaction categorization
More advanced forecasting and cash-flow analysis
Personalized recurring-bill detection
Improved financial goal recommendations
Additional chart types and interactive visualizations
More financial news sources
Improved voice recognition and natural-language navigation
iOS support
Stronger privacy controls and financial-data integrations

Our long-term vision is for WealthPilot to become an intelligent financial co-pilot that helps users understand their money, plan confidently, and make more informed financial decisions.