What it does
"Tandas de Vivienda" is a platform dedicated to person-to-person financing of sustainable and debt-free housing.
Housing is very expensive today. Only few people have access to financing. The mortgage loan system can only serve 1% of the population. The problem we are trying to solve is to offer access to a cheap financing system for everyone. It will be a universal credit for people regardless of their income level, geographic location, type of job, and so on.
How I built it
The system works with several modular components. I have designed a data structure to operate the platform and a network of nodes. The system can use various types of cryptocurrencies and all transactions are recorded in the database shared by each Node. The platform allows people who need housing to connect with people who want to invest in real estate. People can create an account on the platform and make deposits. A technical team is in charge of analyzing the data and defining projects based on the needs and preferences of the users. People's money is used to build residential buildings. The platform allows all users to review construction expenses and processes. Users can occupy a home at the end of the construction of the building. This operation is repeated over and over again until everyone gets their home.
Challenges I ran into
Developing this system is not a simple thing, you need help from various professionals from different areas of knowledge.
Accomplishments that I'm proud of
Our financing system can help 78% of the working population to gets housing.
What I learned
This project has shown that you can have access to housing but you need to create new systems from scratch.
What's next for Housing Batches
We still need to make more development. The next step is to start a real-world testing stage to verify the acceptance of the service. This project is real and not just an idea. We want to take it to the next level with the help of all of you.